Johnson County Mortgage Fraud Attorney

We Defend All of Johnson County Against Foreclosure

Many banks have been found to lack standing to foreclose on mortgages in recent years. In many cases, banks have not provided the required paperwork for foreclosure, while in other cases banks have violated the Truth in Lending Act and other laws. Homeowners are sometimes able to avoid foreclosure on their homes because of administrative errors, and even illegal acts, on the part of the lenders.

At Martin & Wallentine, we can help you determine if your lender has cause to foreclose. Our attorneys are familiar with the Truth in Lending Act and other consumer protection laws. We know how these laws related to foreclosure actions. Visit our mortgage fraud site to learn more about your laws and rights.

Understanding the Foreclosure Process & the Truth in Lending Act

Homeowners who are facing a foreclosure action on their property may be protected under the Truth in Lending Act. This law requires lenders to disclose all information regarding terms of the loan and what the borrower owes. The Truth in Lending Act requires a transparent lending system. Banks of lenders that are in violation of the Truth in Lending Act may not have standing to foreclose. An Johnson County civil litigation attorney can review your mortgage case and determine whether the bank even has the right to proceed with the foreclosure process. An attorney may even be able to keep your home and to avoid foreclosure.

Consult with a Mortgage Fraud Lawyer in Johnson County

The foreclosure process can be intimidating, stressful, and overwhelming. To make things worse, homeowners may be given incomplete or inaccurate information by the bank of lender. It is in your best interest to know what options are available to you. Don't rely solely on government information or communication from your bank or lender when faced with decisions this significant.